FDIC BankFind MCP Server

Use this when the user needs FDIC-insured institution search results by name, state, CERT, asset size, charter class, or regulatory status. Returns institution profile rows with pagination; use fdic://schemas/institutions for the full field catalog.

Use this when the user knows an exact FDIC Certificate Number and needs one institution profile. To discover a CERT first, call fdic_search_institutions or fdic_search.

Use this when the user wants details on failed FDIC-insured institutions filtered by name, state, date range, resolution type, or cost. Returns failure records with pagination; see fdic://schemas/failures for the full field catalog.

Use this when the user knows the CERT of a failed institution and needs its specific failure record. Returns failure details (date, resolution type, cost, acquirer); responds with `found: false` if the institution did not fail.

Use this when the user wants branch/office locations for FDIC-insured institutions, filtered by CERT, state, city, county, metro area, or branch type. Returns address, coordinates, branch number, and service-type rows; see fdic://schemas/locations for the full field catalog.

Use this when the user wants structural-change events (mergers, acquisitions, name changes, charter conversions, failures) for FDIC-insured institutions, filtered by CERT, type, change code, date range, or state. See fdic://schemas/history for the full field catalog.

Use this when the user wants quarterly Call Report data (balance sheet, income, capital, performance ratios) for FDIC-insured institutions. Filter by CERT and/or REPDTE plus optional ElasticSearch filters. See fdic://schemas/financials for the full 1,100+ field catalog.

Use this when the user wants annual financial-summary snapshots (assets, deposits, ROA, ROE, offices) for FDIC-insured institutions, filtered by CERT and/or year. See fdic://schemas/summary for the full field catalog.

Use this when the user wants annual branch-level deposit data (SOD, as of June 30 each year) — branch deposits, MSAs, geographic distribution. Filter by CERT and/or year. See fdic://schemas/sod for the full field catalog.

Use this when the user wants quarterly demographic and market-structure attributes (office counts, metro classification, county/territory codes, geographic reference data) for FDIC-insured institutions. Filter by CERT and/or REPDTE. See fdic://schemas/demographics for the full field catalog.

Compare FDIC reporting snapshots across a set of institutions and rank the results by growth, profitability, or efficiency changes. This tool is designed for heavier analytical prompts that would otherwise require many separate MCP calls. It batches institution roster lookup, financial snapshots, o

Build a peer group for an FDIC-insured institution and rank it against peers on financial and efficiency metrics at a single report date. Three usage modes: - Subject-driven: provide cert and repdte — auto-derives peer criteria from the subject's asset size and charter class - Explicit criteria

Produce a CAMELS-style analytical assessment for a single FDIC-insured institution using the public off-site proxy model. Scores five components — Capital (C), Asset Quality (A), Earnings (E), Liquidity (L), Sensitivity (S) — using published FDIC financial data and derives a weighted composite rati

Compare CAMELS-style health scores across a group of FDIC-insured institutions. Three usage modes: - Explicit list: provide certs (up to 50) for a specific comparison set - State-wide scan: provide state to compare all active institutions in that state - Asset-based: provide asset_min/asset_m

Scan FDIC-insured institutions for early warning risk signals using the public_camels_proxy_v1 analytical engine. Standardized signal codes with severity levels: - Critical: capital_undercapitalized (PCA breach), earnings_loss (ROA < 0), reserve_coverage_low (< 50%) - Warning: capital_buffer_er

Analyze loan portfolio composition and credit concentration risk for an FDIC-insured institution. Computes CRE concentration relative to capital (per 2006 interagency guidance), loan-type breakdown, and flags concentration risks. Output includes: - Loan portfolio composition (CRE, C&I, consumer,

Analyze deposit composition, wholesale funding reliance, and funding risk for an FDIC-insured institution. Output includes: - Deposit composition (core, brokered, foreign deposit shares) - Wholesale funding reliance and FHLB advances relative to assets - Cash ratio for near-term liquidity -

Analyze securities portfolio size, composition, and concentration risk for an FDIC-insured institution. Output includes: - Securities relative to total assets and capital - MBS concentration within the securities portfolio - AFS/HTM breakdown (when available) - Risk signals for portfolio co

Compute UBPR-equivalent ratio analysis for an FDIC-insured institution. Includes summary ratios (ROA, ROE, NIM, efficiency), loan mix, capital adequacy, liquidity metrics, and year-over-year growth rates. Ratios are computed from Call Report data and are UBPR-equivalent, not official FFIEC UBPR outp

Analyze deposit market share and concentration for an MSA or city market using FDIC Summary of Deposits (SOD) data. Computes market share for all institutions in a geographic market, ranks them by deposits, and calculates the Herfindahl-Hirschman Index (HHI) for market concentration analysis per DO

Analyze the geographic franchise footprint of an FDIC-insured institution using Summary of Deposits (SOD) data. Shows how an institution's branches and deposits are distributed across metropolitan statistical areas (MSAs), providing a market-by-market breakdown of branch count, deposit totals, and

Profile a bank holding company by grouping its FDIC-insured subsidiaries and aggregating financial metrics. Look up by holding company name or by any subsidiary's CERT number. Output includes: - Consolidated summary with total assets, deposits, and asset-weighted ROA/equity ratio - List of all

Overlay macro/regional economic data on a bank's geographic context. Uses FRED (Federal Reserve Economic Data) for state unemployment, national unemployment, and federal funds rate. Provides trend analysis and narrative context for bank performance assessment. Gracefully degrades if FRED API is unav

Build chart-ready data for a concise QBP Lite report from reproducible public BankFind quarterly financials. Includes executive snapshot metrics, trend series, community-bank comparison data, source notes, and explicit exclusions for non-public or non-BankFind QBP items.

Use this when the model needs citation-friendly FDIC BankFind search results for institutions, failed banks, branches, or schema documentation. Returns up to 8 results with id, title, and source URL.

Use this when the model needs the full citation text for a result returned by search. Pass the search result id (e.g. 'institution:3511', 'failure:1234', 'branch:<UNINUM>', 'schema:institutions').

Use this when the model needs citation-friendly FDIC BankFind search results for institutions, failed banks, branches, or schema documentation. Returns up to 8 results with id, title, and source URL.

Use this when the model needs the full citation text for a result returned by search. Pass the search result id (e.g. 'institution:3511', 'failure:1234', 'branch:<UNINUM>', 'schema:institutions').

Use this when the user wants a scannable single-institution dashboard with identity, public financial metrics, risk signals, and source links. ChatGPT renders an interactive widget; Claude and other MCP clients render the same data as a Markdown table.